Daily Car Insurance - Want to Know More?
If you drive a car in the UK it is a legal requirement for you to have the proper motor vehicle insurance in place.
Your insurance should specifically cover you fro the car you have insured to drive.
Every year tens of thousands of people are fined, arrested or have points added to their license because they do not have the proper insurance.
In many cases the driver knows they are driving illegally but in some cases the driver may not be aware that their own annual car insurance policy does not cover them to drive other cars or to allow others to drive their car.
This puts a lot of people in a difficult situation, they may need to drive another car for the day or for a few days.
Their car may have broken down and have borrowed a friend or family members cars.
Many people do not realise they need to inform their insurer that they are driving another car or think they will not get caught.
There is of course a legal way to remedy this situation and that is to get a daily car insurance policy.
This is a temporary car cover document that will allow you to drive another car for up to 28 days.
You can take out one of these policies for a short a time period of just one day.
Often it can be expensive and a hassle to add another person to an existing policy.
There is also the risk that your own no claims may be at risk if you allow someone else to drive your car or if you drive another persons car you could affect their no claims.
Getting a daily insurance policy means that your no claims on your normal annual car insurance is not affected.
You can get a policy online and unlike normal online forms there are nowhere near as many questions to answer as this is just a temporary policy.
Once you have filled in a few details your new insurance will cover you straight away, you can even print out your documents on your home printer and not have to wait for the documents to be posted.
This means that if you are stopped or need to prove to someone you are insured to drive the car you can produce this documentation.
There is no need to drive illegally or risk getting a fine or points on your license.
Your insurance should specifically cover you fro the car you have insured to drive.
Every year tens of thousands of people are fined, arrested or have points added to their license because they do not have the proper insurance.
In many cases the driver knows they are driving illegally but in some cases the driver may not be aware that their own annual car insurance policy does not cover them to drive other cars or to allow others to drive their car.
This puts a lot of people in a difficult situation, they may need to drive another car for the day or for a few days.
Their car may have broken down and have borrowed a friend or family members cars.
Many people do not realise they need to inform their insurer that they are driving another car or think they will not get caught.
There is of course a legal way to remedy this situation and that is to get a daily car insurance policy.
This is a temporary car cover document that will allow you to drive another car for up to 28 days.
You can take out one of these policies for a short a time period of just one day.
Often it can be expensive and a hassle to add another person to an existing policy.
There is also the risk that your own no claims may be at risk if you allow someone else to drive your car or if you drive another persons car you could affect their no claims.
Getting a daily insurance policy means that your no claims on your normal annual car insurance is not affected.
You can get a policy online and unlike normal online forms there are nowhere near as many questions to answer as this is just a temporary policy.
Once you have filled in a few details your new insurance will cover you straight away, you can even print out your documents on your home printer and not have to wait for the documents to be posted.
This means that if you are stopped or need to prove to someone you are insured to drive the car you can produce this documentation.
There is no need to drive illegally or risk getting a fine or points on your license.