A good credit score is your passport to competitive interest rates for mortgages, cars, credit card offers, job offers, insurance premiums and more.
A strong score is worth money because it saves you excess costs.
That's why many people want to get cheap credit report.
True Free Credit Report There are lots of free reports advertisements on the internet.
Unfortunately, most of them will still charge you except this one.
According to the FAC (Fair and Accurate Credit Transactions ), everyone is entitled to receive a annually free copy of their report from three nationwide credit bureaus, Equifax, Experian and TransUnion.
You can request a copy from each bureau individually or you can choose a cheap credit report companies that lets you fill out one form and receive your credit report from all three agencies.
Consider these before you sign up...
Reputation is important The reputation of the report company is important.
Talk to your friends who have used these services before.
Ask them which company they have chosen, and which one have the best reputations.
Free Trial and Fees Most cheap credit report provider will give you a free report trial.
You definitely can sign up free.
However, most company will automatically charge your credit card after several days trial period.
So you the better find out how to cancel their trial offer before you sign up.
Moreover, some company will have one time fee while some others will charge base on the monthly subscription fee.
Report Sample Nobody wants to waste their money on a useless report.
So you should check their report samples before you buy.
You can check whether their report contains all the information you need.
E.
g.
balance, payment, delinquent information, etc.