It is bad enough nowadays to afford to put fuel in your car never mind the cost of the maintenance and upkeep of the vehicle.
Another motoring expense that is increasing all the time is auto insurance.
If you are a young driver then you might as well forget buying a car as the cost of the insurance can sometimes be as much as and in some cases more than the car itself.
The same problem arises for experienced drivers especially if they have had an accident as they lose their no claims bonus and the price of the car insurance policy becomes very expensive.
Of course if you are lucky enough to have a clean driving license and no accidents in the past few years then you will not pay as much for your car insurance cover but it still is not cheap and if you can save a few dollars here and there then you are onto a winner.
However, it can be very confusing when you start to look at the different types of car insurance policy and try to compare quotes from different companies as not all insurance quotes are the same.
What you should look out for with online insurance quotes When you are comparing insurance quotes either online or over the telephone make sure that you check the small print otherwise you may find that you are not covered for everything you thought you were when it comes time to claim.
Those cut price deals may seem attractive at the time but if the insurer refuses to pay out a claim or imposes a large excess on the car insurance policy then you will find yourself out-of-pocket and frustrated at the outcome.
Other aspects of keeping car insurance costs down There are other ways you can reduce your insurance premiums that are not always obvious at the outset.
Here are a few pointers to help you to keep the premiums down: · Stay with one insurer - often the insurer will give you better discounts for staying loyal to them as they do not need to go looking for customers to replace you so it keeps their costs down · Insure everything with the same company - your buildings and contents and life cover and if you have multiple vehicles will keep your costs down.
Insurers will give you a good discount if you amalgamate all of your requirements with them · Lower mileage - the less you drive the cheaper your insurance premiums will be.
It pays to think about using your car less - walk to the shops instead of driving for a mile or so as each little trip will add up and cost you more when you come to insure your car · Keep your car in the garage - the more secure your vehicle is the less you will pay in premiums.
If you have a car alarm or immobilizer let the insurance company know as they will reduce your premium quite significantly.
All of these tips can add up and save you a lot of money when you next come to insure your vehicles.
Another motoring expense that is increasing all the time is auto insurance.
If you are a young driver then you might as well forget buying a car as the cost of the insurance can sometimes be as much as and in some cases more than the car itself.
The same problem arises for experienced drivers especially if they have had an accident as they lose their no claims bonus and the price of the car insurance policy becomes very expensive.
Of course if you are lucky enough to have a clean driving license and no accidents in the past few years then you will not pay as much for your car insurance cover but it still is not cheap and if you can save a few dollars here and there then you are onto a winner.
However, it can be very confusing when you start to look at the different types of car insurance policy and try to compare quotes from different companies as not all insurance quotes are the same.
What you should look out for with online insurance quotes When you are comparing insurance quotes either online or over the telephone make sure that you check the small print otherwise you may find that you are not covered for everything you thought you were when it comes time to claim.
Those cut price deals may seem attractive at the time but if the insurer refuses to pay out a claim or imposes a large excess on the car insurance policy then you will find yourself out-of-pocket and frustrated at the outcome.
Other aspects of keeping car insurance costs down There are other ways you can reduce your insurance premiums that are not always obvious at the outset.
Here are a few pointers to help you to keep the premiums down: · Stay with one insurer - often the insurer will give you better discounts for staying loyal to them as they do not need to go looking for customers to replace you so it keeps their costs down · Insure everything with the same company - your buildings and contents and life cover and if you have multiple vehicles will keep your costs down.
Insurers will give you a good discount if you amalgamate all of your requirements with them · Lower mileage - the less you drive the cheaper your insurance premiums will be.
It pays to think about using your car less - walk to the shops instead of driving for a mile or so as each little trip will add up and cost you more when you come to insure your car · Keep your car in the garage - the more secure your vehicle is the less you will pay in premiums.
If you have a car alarm or immobilizer let the insurance company know as they will reduce your premium quite significantly.
All of these tips can add up and save you a lot of money when you next come to insure your vehicles.