If you want to do successful business whether it's online, wirelessly, or in the normal world, you need a merchant account that not only can you rely for great service, but one that has good rates as well.
However, getting one of these is not easy.
Out in the marketplace you will be bombarded with advertisements and offers from many different providers offering cheap merchant accounts.
The trick is to know exactly what is being offered to you so you can stay away from the companies whose offers are not what they might seem to be.
To do this you need to understand the whole fee structure of a company.
Often they will just advertise a headline or discount rate.
This is never the total fee that will need to be paid.
Other fees include statement fees, transaction fees, cancellation fees and changes to the percentage charged after an introductory period.
A company like Merchant warehouse for example do not advertise fees because they only believe a customer can understand the full financial implications of a merchant account from a proper consultation on a one to one basis.
They will also give you an unbiased appraisal of any other account offers and tell you how they compare with what they offer, putting you in a proper situation to make a decision.
To find out whether a company has good service to back up their accounts check to see if they have won industry awards and read present or previous customer reports.