Business & Finance Personal Finance

How to View My Credit History

By Business & Finance Last updated Monday, June/17/2024

1). Choose a credit monitoring service. All three credit bureaus--Experian, Equifax and TransUnion--offer monthly credit monitoring for a fee. This allows you to view your credit history online any time you wish and receive notifications if any of your credit information changes.
2). Visit AnnualCreditReport.com and request a copy of your free annual credit report online. You must provide identifying information about yourself in order to access your credit history.
3). Visit ftc.com/credit and download an Annual Credit Report Request Form. Fill out the form and mail it to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, Georgia 30348-5281

A copy of your credit history will be mailed to you within 15 days after the letter is received.
4). Call 1-877-322-8228 to request a copy of your free annual credit report. After answering a series of questions concerning your identity and your debts, a copy of your credit history will be mailed to you within 15 days.

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