It is no secret that not all insurance companies are the same.
Different underwriting rules and guidelines make it difficult to determine why there is a such a difference in premiums from one to another.
Look carefully at the fine print, companies have been known to cut benefits in order to lower premiums.
So what looks like a good deal up front may not be upon further examination.
When your teenage is ready to drive and needs to be covered with auto insurance it pays to do research with each company.
Ask about the discounts available.
Some companies will offer discounts for good students.
If your teenager can hold a 3.
0 - 3.
2 grade point average they will be entitled to a discount which will vary by company of anywhere between 10% - 15% off normal pricing.
Another way to lower your Teenager's car insurance is to have them take driving safety courses.
This is different from the normal driver's ed.
It goes over defensive driving techniques as well as covering driving in extreme conditions, ie.
Snow, rain and slippery conditions.
The key is to ask the question as you are speaking to the representative.
Never judge a book by its cover and get all the information before making a decision.
On an ongoing basis the key to keeping your teenager's car insurance low is to obey the rules of the road.
Make sure they do not take unnecessary risks while driving and keep within the law.
Remember that your teenager is a new driver and the more time they have on the road without incident the better rates they will get.
Different underwriting rules and guidelines make it difficult to determine why there is a such a difference in premiums from one to another.
Look carefully at the fine print, companies have been known to cut benefits in order to lower premiums.
So what looks like a good deal up front may not be upon further examination.
When your teenage is ready to drive and needs to be covered with auto insurance it pays to do research with each company.
Ask about the discounts available.
Some companies will offer discounts for good students.
If your teenager can hold a 3.
0 - 3.
2 grade point average they will be entitled to a discount which will vary by company of anywhere between 10% - 15% off normal pricing.
Another way to lower your Teenager's car insurance is to have them take driving safety courses.
This is different from the normal driver's ed.
It goes over defensive driving techniques as well as covering driving in extreme conditions, ie.
Snow, rain and slippery conditions.
The key is to ask the question as you are speaking to the representative.
Never judge a book by its cover and get all the information before making a decision.
On an ongoing basis the key to keeping your teenager's car insurance low is to obey the rules of the road.
Make sure they do not take unnecessary risks while driving and keep within the law.
Remember that your teenager is a new driver and the more time they have on the road without incident the better rates they will get.