The Right Kind of Car Title Loan

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In these tough economic times, getting the help you need can be hard to come by. For those of you who are facing deep financial trouble and have no idea where to turn to then you should think about applying for a car title loan. This is a type of secured loan that is offered to anyone who owns a car with the only collateral needed being a car title certificate. This loan is available to anyone regardless of your credit rating as they do not ask for your credit score before giving you a loan.



A credit score is a list that shows your financial history and it is used by banks and credit card companies to vet anyone who applies for a credit card or loan. This is the main reason why many loan applications are turned down. A lot of people make bad financial decisions without considering the consequences of their actions. They forget that any unpaid loans, bills, bankruptcies will all show up on your credit score and will help determine how good or bad it will be. Car title loans is a different financial lender because they do not ask for a credit score before lending you some money. This is means even if you have poor or bad credit you can still get a loan.



The requirements for a car title loan are very simple and they ensure that many people can qualify.




  • You should be 18 years old

  • Own a car that is in your name

  • Have a vehicle which can be a truck, van, boat, motorcycle as long as it is free from any liens

  • Be a resident


  • Have proof of identity such as a driver's license

  • Show pay slips and utility bills to prove that you can repay the loan

  • Have three references





Loan application forms can be found online and should take about two minutes to complete. The loan will take 24-48 hours to be approved though it may in some few cases be complete in 30 minutes. After it has been approved you should receive your money on the same day without any delay. This has made car title loans to be the financial lender of choice for many city residents especially for anyone who is facing a financial emergency.



A lot of people have recommended this company to all their friends having a financial problem and all have had a positive experience with the company. The flexible repayment plans and the chance to stop payments for a while without facing any penalties is an added plus. They also have very low interest rate charges.
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