It can be extremely difficult getting car insurance for a young driver that doesn't break the bank.
This is mainly due to the insurance companies judging them as being fast and rash, and generally poor drivers.
This pushes the premiums sky high.
You need to put a lot of time and effort into finding the cheapest insurance possible for a teenage driver.
This will involve trawling through a lot of websites.
There are some out there willing to take a chance and offer young drivers reasonably prices car insurance.
By going online and requesting a quote for a driver who is under 25 and you will get literally thousands of quotes into your inbox.
You can then compare them all.
If you have an insurance adviser who had been helping you for a long time, have a chat with him too.
Certain insurance companies specialize in insuring young drivers and these are the ones who will be fighting for your business.
When you get quotes from these companies, there will more than likely be incentives and bonuses on offer too.
There are many different aspects that can be taken onto consideration when getting a good premium for car insurance.
The state you live in will have a bearing, as will the teenagers driving record.
Students who get good grades can even get discounts.
One other way of reducing the premium is if the teenager only drives his own vehicle and will be behind the wheel of nobody else's.
A quote for a car that is independently owned may well work out a lot cheaper.
A last option is to add your kid onto your insurance.
This is something you should consider very carefully and weigh up the pros and the cons.
This may be an option of the quoted you've received are all too high.