If you have never had to file a claim insurance [http://corefinancials.com/claim-insurance] for your auto you may have a few questions about how to do so as well as how the auto insurance claim process actually works. Not knowing what to do or not understanding the process could lead to frustration and problems so it's a good idea to make sure that you understand it all to some extent to make dealing with car insurance claims a little easier.
Probably the best way to find out how to file your insurance claim would be to call your insurance agent directly. They can easily walk you through all the things that will be needed for your claim to be complete. If you are unable to contact an agent personally you might then see if your insurance company has an online claims program that will take you through the process step by step. However; an actual agent is probably best for your first time.
The information you will most generally need for your insurance claim are listed below:
1. Date and time the accident happened.
2. The exact place the accident took place.
3. Explain with as much detail how the accident happened.
4. Make sure to list what kind of cars were involved in the accident and this means that you should try to include the make, model and the year if at all possible.
5. A detailed description of the damage to the cars.
6. Make sure to get all the names and contact information from everyone that was involved in the accident, not just the driver.
7. If there are any outside witnesses make sure to try and get their contact information as well.
8. Notate whether or not the police were called.
Since each accident is totally different from another, the process to expect when filing a claim will differ. However, there are a few basic things to expect:
1. There will be a discussion about the accident.
2. There will be a determination of coverage.
3. The damages will be inspected by a claims adjuster.
4. There will be an estimate of the damages.
5. Final step is the settlement of the actual claim.
Probably the best way to find out how to file your insurance claim would be to call your insurance agent directly. They can easily walk you through all the things that will be needed for your claim to be complete. If you are unable to contact an agent personally you might then see if your insurance company has an online claims program that will take you through the process step by step. However; an actual agent is probably best for your first time.
The information you will most generally need for your insurance claim are listed below:
1. Date and time the accident happened.
2. The exact place the accident took place.
3. Explain with as much detail how the accident happened.
4. Make sure to list what kind of cars were involved in the accident and this means that you should try to include the make, model and the year if at all possible.
5. A detailed description of the damage to the cars.
6. Make sure to get all the names and contact information from everyone that was involved in the accident, not just the driver.
7. If there are any outside witnesses make sure to try and get their contact information as well.
8. Notate whether or not the police were called.
Since each accident is totally different from another, the process to expect when filing a claim will differ. However, there are a few basic things to expect:
1. There will be a discussion about the accident.
2. There will be a determination of coverage.
3. The damages will be inspected by a claims adjuster.
4. There will be an estimate of the damages.
5. Final step is the settlement of the actual claim.