During these times of job losses, company closings, the stock market meltdown and no raises anything we can do to save money will help.
Here are 7 different ways that will save you money each and every day.
1.
Shop with a list and stick to it.
The grocery store is set up to encourage impulse shopping.
Many items are enticing, singing out to you to buy them.
Resist.
Don't purchase any items not on your list.
And don't grocery shop when you are hungry or you will fill your cart with unwanted items.
2.
Consider higher deductibles on your home and auto insurance.
Raise the deductibles on your car and home owners insurance.
You can save a significant amount yearly.
Investigate different insurance companies, so often we stick with the one we have out of complacency.
3.
Brown bag your lunch.
One or two days a week take your lunch to work.
This could save you $10 to $20 a week.
Don't buy bottled water either.
Take an old glass juice bottle and fill it up with filtered water.
4.
Start using coupons.
Cut out the coupons from your Sunday paper and use them religiously.
You can save $5 or more a week by using coupons.
In this down economy more and more stores are giving away coupons to encourage shoppers.
Pay attention to double coupons days at your local store.
5.
Buy in bulk.
Buy from the bulk bin at the grocery store.
Buy case lots at a discount.
Buy when things are on sale.
However, only buy what you will definitely use.
It's not a savings if you won't use it.
6.
Keep the heat on low.
Don't turn up the thermostat.
Wear long underwear and a sweatshirt.
And in the summer, keep the air conditioner on low.
Wear sleeveless tops and shorts.
Take off your socks and wear open shoes.
7.
If you are lucky enough to get a raise, save it.
Live on your current salary.
Save all of the extra money you make.
At the very least save half of any raises you receive.
Invest them.
Now might not be the time for the stock market but a bank CD is risk free.
There you have it 7 ways to save money each week.
And the money you save should be used to pay down debt or saved for retirement.
Don't spend it! Save it!
Here are 7 different ways that will save you money each and every day.
1.
Shop with a list and stick to it.
The grocery store is set up to encourage impulse shopping.
Many items are enticing, singing out to you to buy them.
Resist.
Don't purchase any items not on your list.
And don't grocery shop when you are hungry or you will fill your cart with unwanted items.
2.
Consider higher deductibles on your home and auto insurance.
Raise the deductibles on your car and home owners insurance.
You can save a significant amount yearly.
Investigate different insurance companies, so often we stick with the one we have out of complacency.
3.
Brown bag your lunch.
One or two days a week take your lunch to work.
This could save you $10 to $20 a week.
Don't buy bottled water either.
Take an old glass juice bottle and fill it up with filtered water.
4.
Start using coupons.
Cut out the coupons from your Sunday paper and use them religiously.
You can save $5 or more a week by using coupons.
In this down economy more and more stores are giving away coupons to encourage shoppers.
Pay attention to double coupons days at your local store.
5.
Buy in bulk.
Buy from the bulk bin at the grocery store.
Buy case lots at a discount.
Buy when things are on sale.
However, only buy what you will definitely use.
It's not a savings if you won't use it.
6.
Keep the heat on low.
Don't turn up the thermostat.
Wear long underwear and a sweatshirt.
And in the summer, keep the air conditioner on low.
Wear sleeveless tops and shorts.
Take off your socks and wear open shoes.
7.
If you are lucky enough to get a raise, save it.
Live on your current salary.
Save all of the extra money you make.
At the very least save half of any raises you receive.
Invest them.
Now might not be the time for the stock market but a bank CD is risk free.
There you have it 7 ways to save money each week.
And the money you save should be used to pay down debt or saved for retirement.
Don't spend it! Save it!