- 1). Call the bank for additional information. Know what's required to take your name off the loan. If the borrower must refinance, inquire about income and credit requirements to become eligible for a new student loan.
- 2). Ask the borrower to provide the bank with his personal information to see if he qualifies for his own loan. This individual will repeat the loan process and complete a new loan application. Lenders provide a response after checking his credit and verifying income and employment.
- 3). Provide a solution to assist the primary borrower. The bank will only approve his application and release your name from the student loan if he qualifies for the loan without a co-signer. Talk with the primary borrower and recommend that he ask another relative or friend to be a co-signer on the loan.
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