If you're wondering why you need Mexican auto insurance to travel safely in Mexico, you're not alone. Many people are confused when they are told that they need to buy separate car insurance to get around south of the border. After all, Canadians don't have to buy special insurance to drive in the States; Americans don't have to buy special car insurance to drive in Canada, either, so what gives? The answer lies in the unique laws that are on the books down in Mexico. It mostly boils down to this: In Mexico, you are not innocent until proven guilty. Instead, it's pretty much the other way around. Learn more about this below.
Guilty until Proven Innocent?
Let's say that you get into a car accident in Mexico, and it's clearly not your fault. For instance, say that another driver egregiously ran through a red light and slammed into the side of your car. Onlookers and other witnesses on the scene can easily attest to this fact. When it comes to the law, though, that doesn't matter. In the aftermath of an accident, all parties are considered guilty. Therefore, you have to have Mexico auto insurance if you want to avoid being detained. If you decide to risk it and go without car insurance for Mexico, you could regret it.
Don't Waste Your Vacation in Jail
Will you get thrown into prison if you don't have Mexico auto insurance? No. Could you end up sitting behind bars for several hours? Yes. Because you've probably planned a trip to Mexico to get away from it all, the last thing that you want to do is sit in a cell. Until you can show the authorities that you can pay for the damages, though, you could sit there for a while. It's so much easier to just buy inexpensive insurance and avoid this whole mess altogether.
Protect Yourself
It's not like you have to sign your life away in order to get car insurance for Mexico. In most cases, you will spend a very small amount of money. The longer you stay, of course, the more you will have to pay. The daily rate, however, is sure to be attractively low. Besides, isn't it worth it to guarantee that you're not thrown into jail due to a fender-bender. It could take the authorities a long time to sort out who is at fault. As long as you have the right coverage, you won't have to wait for them to figure it all out.
Guilty until Proven Innocent?
Let's say that you get into a car accident in Mexico, and it's clearly not your fault. For instance, say that another driver egregiously ran through a red light and slammed into the side of your car. Onlookers and other witnesses on the scene can easily attest to this fact. When it comes to the law, though, that doesn't matter. In the aftermath of an accident, all parties are considered guilty. Therefore, you have to have Mexico auto insurance if you want to avoid being detained. If you decide to risk it and go without car insurance for Mexico, you could regret it.
Don't Waste Your Vacation in Jail
Will you get thrown into prison if you don't have Mexico auto insurance? No. Could you end up sitting behind bars for several hours? Yes. Because you've probably planned a trip to Mexico to get away from it all, the last thing that you want to do is sit in a cell. Until you can show the authorities that you can pay for the damages, though, you could sit there for a while. It's so much easier to just buy inexpensive insurance and avoid this whole mess altogether.
Protect Yourself
It's not like you have to sign your life away in order to get car insurance for Mexico. In most cases, you will spend a very small amount of money. The longer you stay, of course, the more you will have to pay. The daily rate, however, is sure to be attractively low. Besides, isn't it worth it to guarantee that you're not thrown into jail due to a fender-bender. It could take the authorities a long time to sort out who is at fault. As long as you have the right coverage, you won't have to wait for them to figure it all out.