To make an insurance claim for cars if there is an accident is easy. It is a simple 2-3 steps process to ensure you peace of mind in your hour of need. The first step is to call a customer service centre toy register your claim and get a registration number for future reference. Information such as your contact number, policy number, vehicle number, time and date of accident, nature of damage incurred, if there is an injury are recorded.
All car insurances company have tie ups with garage networks which offers you cashless facility for servicing your vehicle. a surveyor would be appointed to check the vehicle at the garage and give approval for the repair. The vehicle would be handed back to you post your satisfaction on the repair done. If you choose to repair your vehicle at one of the garages in the network of the insurance company the claim is settled directly at the garage. You might have to just pay for the damage that is not covered under the insurance or which is not related to the accident Alternately, you can repair the car at any garage you want to and get back the amount spend as reimbursement. This reimbursement can be obtained only once the repairs are done and your have submitted your bills to the insurance companys claims department.
The insurance claim process is smooth and has been kept easy for the convenience of the customer. Your car insurance policy would cover claims if there is damage to your vehicle due to a natural calamity like fire, flood, earthquake or cyclone. Accidents, riots, strikes or terrorist activities are also covered by a car insurance claim. Insurance for damage during transit by road, rail, air or inland waterways are provided by the insurance claim process. The next circumstances are of voluntary excess. It is a definite sum of money an insured, which, is you, choose to bear if there is an accident and the rest is insured under the policy.
Car insurance companies also compensates for injury or death of the driver or owner of a car which is insured, damages caused to a third party during an accident, third party property damaged, etc. Car insurance policy excludes common damage to the car, mechanical or electrical breakdown, damage incurred outside the country or damage caused at the time of driving under the influence of alcohol. Your claim would not to welcome if the accidental damage to the car and property has happened due to any of the exclusions mentioned by the car insurance company.
All car insurances company have tie ups with garage networks which offers you cashless facility for servicing your vehicle. a surveyor would be appointed to check the vehicle at the garage and give approval for the repair. The vehicle would be handed back to you post your satisfaction on the repair done. If you choose to repair your vehicle at one of the garages in the network of the insurance company the claim is settled directly at the garage. You might have to just pay for the damage that is not covered under the insurance or which is not related to the accident Alternately, you can repair the car at any garage you want to and get back the amount spend as reimbursement. This reimbursement can be obtained only once the repairs are done and your have submitted your bills to the insurance companys claims department.
The insurance claim process is smooth and has been kept easy for the convenience of the customer. Your car insurance policy would cover claims if there is damage to your vehicle due to a natural calamity like fire, flood, earthquake or cyclone. Accidents, riots, strikes or terrorist activities are also covered by a car insurance claim. Insurance for damage during transit by road, rail, air or inland waterways are provided by the insurance claim process. The next circumstances are of voluntary excess. It is a definite sum of money an insured, which, is you, choose to bear if there is an accident and the rest is insured under the policy.
Car insurance companies also compensates for injury or death of the driver or owner of a car which is insured, damages caused to a third party during an accident, third party property damaged, etc. Car insurance policy excludes common damage to the car, mechanical or electrical breakdown, damage incurred outside the country or damage caused at the time of driving under the influence of alcohol. Your claim would not to welcome if the accidental damage to the car and property has happened due to any of the exclusions mentioned by the car insurance company.