- 1). Visit the website of the bank where you want to establish a checking account. Make sure the bank offers the option to initiate the account application over the Internet. Navigate to the "Checking" section under personal banking or the similarly named area of the website.
- 2). Review the various checking account options offered by the bank. Many banks often offer both personal and business accounts. Select the option that best fits your lifestyle and needs.
- 3). Choose the link to "Apply Online" or the similarly named button to start navigating the online account opening wizard. Read and accept all disclosures regarding the process and authorization of starting a checking account using the online service.
- 4). Enter your name, contact information, date of birth, tax identification number and driver's license identification number when requested. You may also have to provide information about your occupation or information about your company if you plan to open a business account.
- 5). Choose any additional services you need to go with the new checking account. Many banks offer bill pay services, online account management, and debit cards. Note if you want to receive paper checks in the mail as well.
- 6). Review and verify the information you've entered into the application before submitting. You'll receive a confirmation sheet to keep on file and in some cases an account number immediately. To make an initial deposit to the new checking account, you can visit a branch or provide routing information from a different account.
- 7). Fax, mail or bring in a copy of your license, signature card and other required forms to a branch to confirm your account. The process varies depending on the bank's rules. The bank may close the account if you do not provide this information in a timely manner.
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