The Process of Building Your Own Home

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    Paperwork

    • Building a home can be the adventure of a lifetime -- in both good and bad ways. To do it successfully, there are several steps that need to be taken, and most need to be done in order. It is a process that starts with the purchase of land, and if needed, a loan for construction. Make sure that the parcel is zoned residential. You'll need a building permit from your county or city/town (depending on the state you're in). To get the permit you will need to submit architectural plans to be approved, and pay a fee. The plans can be purchased or you can design your own with the help of an architect. This step will also involve surveys to make sure the home will fit on the land and how it should be placed. If the home is in an area with no sewer or water, a septic system will have to be designed and a well will be needed, too.

    Builder

    • After the plans are made and the site is decided on, a builder must be hired. The builder will put the plans into action. He will hire subcontractors for things his workers don't normally do, such as plumbing or electrical wiring. The builder will also estimate the overall cost of the project.

    Construction

    • First comes excavating and site work, then laying the foundation. Then the shell and inner wall beams will be put up, and then the roof. The outer walls will be covered with plywood, a protective covering, and the siding of choice. Wiring, plumbing and insulation are next along with a plywood flooring. Drywall is put up and the interior walls are finished -- either using joint compound over the seams, or putting up a skim coat of plaster. The house is almost done at this point. Finishing touches will include paint, flooring, inner doors, cabinets, appliances and lighting.

    Inspections

    • At different stages in the process, a government inspector will have to be called to check out the work. If it doesn't pass, it will have to be fixed. The builder will know when one should be called, however if the owner believes something doesn't look right or wants to double check the builder's work, an independent inspector can be called in to look things over. Once the house is complete, a final inspection must be done before occupancy is allowed.

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