When you are trying to terminate your student loan it can feel difficult but there are a few decent ways to do just that that are totally legal. One of them is to consolidate your loan. This is great if you have lots of little debts that you want to get rid of and they stress you out mentally each day. It gets rid of that worry immediately.



You get a company to come in and take away those debts from you and you pay a fixed payment say each month. You can even set this up so that it comes out of your income with a direct debit so you just set it, sit back and relax.



Another idea is to join a government organization so that they can start slashing away what you have borrowed from them in exchange for your help. You can join something like the Peace Corps. This can be an extremely rewarding experience as well as cutting your loans.



A lot of future employers will see that you have done humble work within the government when you for for jobs in the future and this will give you an instant respect from them. Imagine being able to get a job whenever you feel like it or having the best chance in the room.



Also when you consolidate your loans, you get a fixed interest rate which is vital in this current economy. You do not want to be paying double what you are now in 6 months do you? This guarantees against this. You will get a fixed rate for the entire term that you are paying back your loan and this can also give you peace of mind knowing that you have a fixed amount going out and will not be really surprised when you look in your bank and they have taken too much by direct debt.