• Tax write-offs can help people save money.tax forms image by Chad McDermott from Fotolia.com
  
  As American citizens we must pay taxes on many different goods and services. However, by understanding that you can write certain daily things off while completing your tax return, you can reduce your taxes substantially. You must speak with a financial planner or an accountant to make sure you take full advantage of tax write-offs so that you get the refund you deserve. Certain tax write-offs are available only to a certain people or businesses, but many tax are available to all.
  
  

Medical & Dental Deductions

• You may be able to deduct part of your medical and dental costs from your taxes, but only if you have medical expenses exceeding 7.5% of your gross income. So, for example, if you make $50,000 a year, you will have to have spent more than $3750 during the year for a deduction. To take the deduction, you must itemize your expenses on Form 1040 and elect to itemize instead of taking the standard deduction. Be sure to claim your spouse's and dependents' medical and dental bills as well to reap the benefits of this tax write-off.
  
  

Education Expenses

• Got Debt emphasizes that taxpayers should claim their educational expenses for the family. The government rewards college students and people who take work-related classes. Kiplinger lays out several great ways to write off up to $4,000 of tuition costs, tax-free loan cancellations, and tax-free college savings plans. Another education-related write-off comes from the lifetime learning credit--tuition credits that bring students' total income down so they can reduce their income taxes. If you are required to take a course for work and the expenses exceed 2% of your gross income, you can get a portion of the money back through tax write-offs.
  
  

Homeowner Deductions

• Kiplinger states that many tax write-offs are available for homeowners even if they do not want to itemize their expenses. First-time homeowners who bought a home in 2009 were able to qualify for a home-buyer credit of anywhere from $6,500 to $8,000.The $8,000 credit takes effect when you and your spouse purchase a home if you have not owned one in the previous three years. You can deduct 10% of the purchase price, up to $8,000. A $6,500 credit is for people who want to purchase a new home after they have resided in their previous one for at least five of the past eight years.
  
  Another tax write-off for homeowners is energy credits, which you receive for renovating your home to make it more energy efficient.
  
  Several other tax write offs for homeowners exist as well, so you must speak to a professional about your potential tax write-offs as a homeowner.