Unlike most countries, it is not compulsory for people to have car insurance in South Africa.
A fuel levy is charged and diverted to the Road Accident Fund with the intention of compensating third party victims of vehicular accidents.
However, it is extremely risky to rely on this in any way because many have and regretted the outcome.
The more property and holdings in your control the greater your risk of lawsuit for excesses over the RAF that could result in losing everything you own.
It is very easy to use your computer to get an online quote.
When you buy a car and finance it through a lending institution, they will insist that you take out a policy that provides comprehensive cover and present them with a copy of proof that will cause them to release the vehicle to you.
The term perils refer to losses that occur involving a car.
Some of the examples are theft, accident damage, hi-jacking, and those natural disasters that cause damage such as fire, hail, lightning or weather storms.
The time to think about car insurance is before you have a claim because if you are at fault and hit an expensive car or cause bodily injury or death to a human it can ruin you financially.
South Africa is a beautiful country in which to live but the roads are in terrible condition and it has the highest number of accidents in the world including hijackings, road rage, theft and all other manner of mischief.
It is too late to think about getting cover after one of these perils happens.
Accidents not only cause property damage they can also involve injuries and related health or death issues for other people and pedestrians.
Your chance of financial disaster is extreme in any of these cases.
Repairs and parts are extremely expensive and a premium is much less costly than taking a chance on cover to assist in the monies needed to repair or replace the car and provides you with the peace of mind that your other assets are safe from additional attachment.
Even replacing a hood ornament or wheel covers is very expensive and your current finances may not be sufficient to pay for these replacements.
Before you request an online quote, take your time in deciding exactly what individual car insurance you need.
Brainstorm with yourself, friends and family to make a list of exactly what you want included in your cover.
Then visit the web site and request your quote.
A fuel levy is charged and diverted to the Road Accident Fund with the intention of compensating third party victims of vehicular accidents.
However, it is extremely risky to rely on this in any way because many have and regretted the outcome.
The more property and holdings in your control the greater your risk of lawsuit for excesses over the RAF that could result in losing everything you own.
It is very easy to use your computer to get an online quote.
When you buy a car and finance it through a lending institution, they will insist that you take out a policy that provides comprehensive cover and present them with a copy of proof that will cause them to release the vehicle to you.
The term perils refer to losses that occur involving a car.
Some of the examples are theft, accident damage, hi-jacking, and those natural disasters that cause damage such as fire, hail, lightning or weather storms.
The time to think about car insurance is before you have a claim because if you are at fault and hit an expensive car or cause bodily injury or death to a human it can ruin you financially.
South Africa is a beautiful country in which to live but the roads are in terrible condition and it has the highest number of accidents in the world including hijackings, road rage, theft and all other manner of mischief.
It is too late to think about getting cover after one of these perils happens.
Accidents not only cause property damage they can also involve injuries and related health or death issues for other people and pedestrians.
Your chance of financial disaster is extreme in any of these cases.
Repairs and parts are extremely expensive and a premium is much less costly than taking a chance on cover to assist in the monies needed to repair or replace the car and provides you with the peace of mind that your other assets are safe from additional attachment.
Even replacing a hood ornament or wheel covers is very expensive and your current finances may not be sufficient to pay for these replacements.
Before you request an online quote, take your time in deciding exactly what individual car insurance you need.
Brainstorm with yourself, friends and family to make a list of exactly what you want included in your cover.
Then visit the web site and request your quote.