Payday Loans

• Payday loans can be obtained through various sources online or in person at cash advance locations like Ace Cash Express (see Resources below). These services charge interest rates at over 600 percent of the loan amount and will advance amounts to you until your next payday and finance charges range from $125 to $200 every two weeks.
  
  

Think Cash

• The Think Cash website offers you an advance of $500 to $1,000 for a period of repayment over several months (see Resources below). The installment loans come with a high interest rate, but allows you to spread payments over a longer duration than a payday loan.
  
  

Pawn Shops

• Pawn shops are a great solution for a bad credit installment loan providing that you have some type of valuable that you can borrow against such as a laptop or jewelry. Providing you make regular payments on your item, you can get it back once the loan is paid in full.
  
  

Secured Credit Cards

• Have a secured credit card on hand for times where you need access to cash in a hurry and don't have access to another type of credit. These cards are secured by a deposit you've made in advance to the bank, and your credit limit is commensurate with that deposit.
  
  

Car Title Loan

• If you possess clear title to a vehicle you can cash that clear title in for a short term installment loan (see Resources below). This can be done with no credit check in as little as 30 minutes online or at a cash for title location.