The high cost of gasoline at the pumps has encouraged community gas stations to offer a gas credit card for their local residents.
The lending institutions complied by helping the local service stations providing them with a gas credit card.
Many people enjoyed the benefits of being able to get reward points that they could use at their community gas station for free gasoline.
The high costs of gas help lending institutions get a higher interest rate when they offered local residents their cards.
This was a good service at first until the different oil companies started gas wars.
People discovered that their community gas credit card was only good at the local service station preventing them from gaining any rewards or using the cards elsewhere which presented a huge problem for the consumer.
It is very wise when you are getting a gas credit card that you try to get one that is not only good at your community service station but it can be used wherever you travel at any gas station.
Many lending institutions do offer that type of card for the consumer without high interest rates or membership fees for the service.
The local banks are usually the lending institution that is behind the major card companies like Visa, MasterCard or Discover.
You will find that when you are getting your gas credit card from a local service station that the oil company maybe the lending institution that supports this card and that is why you may not use it any place else.