Everyone knows that a good driving record will get them a better deal on car insurance.
Most people will also ask their car insurance agent for discounts that pertain to them.
Here are the secrets of those who pay less for car insurance than most of us: Check your driving record.
If mistakes are present, you are being cheated out of hundreds of dollars.
Your car insurance company is going to take what they see at face value - its up to YOU to catch mistakes.
Instead of asking car insurance agents for a list of discounts that pertain to you, ask for a list of EVERY discount the company offers.
Letting your agent assume things puts you at high risk for paying more.
Smart car insurance shoppers will utilize the internet to get free quotes.
Compare at least three companies before making a decision.
Check to see if you can save by adding another car or a home to your plan.
Defensive driving classes may even save you a percentage off your premium.
Ask your company about the specific classes they approve.
Modest cars with safety features will always be the cheapest to insure.
Air bags are much more prevalent than they were in the past, so the discounts aren't as great.
Taking extra steps to protect your vehicle, such as installing anti-theft technology should qualify you for a better rate as well as keep your car safe.
Factor in repair costs as well - if the parts are unusually expensive, your insurance will go up to compensate.
Use these tips wisely to save your hard-earned money.