The term ‘personal injury’ covers a broad range of injury and accident types from whiplash sustained from a car accident, to a broken ankle from slipping on a pavement, to cerebral palsy caused through medical negligence. A personal injury can be physical or psychological, and can have long or short term effects.

Personal injury claims can vary depending on the type of accident you have had. Negligence in health and safety from employers, drivers, councils or those in retail and public sectors can lead to personal injuries. If you are injured due to the negligence on someone else’s part in any of these areas, you may be entitled to injury compensation.

It can be tough to set a dollar amount on injuries you suffer in an accident. There are so many things to consider like doctor's bills, time lost from work, medical costs for ongoing injuries, pain and suffering, and so on. Insurance companies consider all of these factors when deciding how much to offer and ultimately pay for a personal injury claim

Figuring out how much your accident injuries are worth is a critical aspect of any personal injury claim, and it's the part of a claim that is most difficult to determine; the amount varies depending on your very particular circumstances. To determine what your claim is worth, you must first know the types of damages for which you may be compensated.

Insurance Company Must Compensate:

• Medical care and related expenses
• Income lost because of the accident, because of time spent unable to work or undergoing treatment for injuries
• Permanent physical disability or disfigurement
• Loss of family, social, and educational experiences, including missed school or training, vacation or recreation, or a special event
• Emotional damages, such as stress, embarrassment, depression, or strains on family relationships -- for example, the inability to take care of children, anxiety over the effects of an accident on an unborn child, or interference with sexual relations, and
• Damaged property.

For legal assistance, for Ontario personal injury lawyers that practices law on a higher level, contact Miskin Law Offices. They also have Ontario real estate lawyers that provide legal services with personal attention and lower costs. Miskin Law Offices specializes on civil litigation, personal injury and insurance claims, real estate and wills and estate law.