How to Pay Money From a Checking Account After a Joint Holder Dies
- 1). Notify your bank of the joint account holder's death.
- 2). Ask your bank's customer service representative if you need to provide a death certificate verifying the joint account holder's death.
- 3). Draft a check. Many states' banking laws allow account holders to acquire sole ownership of their accounts without providing proof of death. Each joint account holder has an equal right to withdraw funds without proof of death and without consent of the other owner, even if only one account holder contributed to the joint account.
- 4). Request removal of the other joint account holder's name from your joint account. You will become the sole owner of the account.