Debt elimination is not a secret these days, especially after the huge wave of success the settlement companies have achieved in helping customers with their loans.
Statistics show that out of the entire population seeking the help of the credit elimination services; more than 70 percent people have seen success.
The lag of 30 percent is simply due to the fact that they are not able to locate the best debt settlement companies.
The concern here is - how can one find the best services and what the credit card debt elimination secrets are.
It is fairly important for all the people to have a considerable knowledge of the process going on in the backend to eliminate debt.
Even if you are not facing credit related problems today; you might see it tomorrow! So, it's better to have idea rather than to be completely blank.

1. The top most secret in eradicating debt is that you should be aware o the criteria used to filter the eligible customers.
   Given that more than 60 percent of the credit card holders are struggling to repay their debts, the level of desperateness of each of them is different.
   So, the banks have adopted a strategy in segregating and helping the most debt ridden people on the first call.
   
2. It is good for you if your credit card ratings are not healthy.
   Though no one would prefer to have bad credit scores, it actually reflects the financial stability of a person.
   If your scores are not impressive, you might get a preference over other people for negotiation.
   
3. The previous bill repayments of the customers hold a great importance in this case.
   Those customers who have not been able to pay their bills, or have been escaping by paying the minimum bailout have a greater chance for being considered eligible for credit bargains.
   
4. You should know that the credit card providers would be interested to know the reason why you failed to repay the bills for loan.
   Also, you should have a strong plan to rebuild your financial status so that you can pay the reduced bills.
   You should frame a strong strategy and add it to your proposal.
   This is the main point where you can convince the bankers and gain creditability.
   

Apart from these few points there are no hidden credit card debt elimination secrets that can really blow you out of credits.
You have to take the half-chances and convert them to your benefits.