Public adjusters are the best kept secrets of the insurance industry. They are the experts who represent you when a loss has occurred to your residential, commercial or business assets. You have to remember that insurance companies have their own legislative bodies so you need to have someone loyal to back you up—because claim adjustment is no child's play.

When it comes to the public adjusters of Florida, a state which is extremely hurricane prone, people turn to them as to most, property damages claims are something like rocket science. The paperwork and calculations are quite different than the conventional and only an expert adjuster can understand them. Substitute costs, Depreciation Value, Actual Cash Value—the list seems so endless that you wonder if you will be able to put your life back together. So rest your responsibilities of making a claim on the shoulders of a trusted claim adjuster and heave a sigh of relief.

Do you know what or who a public adjuster is? Public insurance adjusters are the ‘good guys' who work for you only. There are different kinds of claim adjusters, know them to get your facts right—

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  There's the company adjuster or the insurance adjusters who work for the insurance companies. It is this adjuster that you will meet when going to settle a claim.
  
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  There's again a self-governed or independent adjuster who solely works for the insurance company and not for you—the policyholder. They work as free agents for the numerous insurance companies as adjusters.
  
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  Finally, there's the public adjuster. He's your weapon of choice. He is like a Florida Insurance Adjuster working completely for you—a nail for a nail. There is no lack of attention from the insurance company when you are being represented by an expert such as this. That means faster settlements.
  

Public Adjusters can help you by—

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  Presenting the strongest possible claim to the insurance company by evaluating your policy,
  
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  Qualifying and quantifying your losses and damages to your assets, residence and belongings and also including any extra living or operating costs,
  
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  Settling and negotiating for an advantageous position, on your behalf, with the insurance company,
  
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  Keep you informed and advised till the claim is settled,
  
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  Get the greatest amount possible for your claim,
  
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  Most importantly, giving you the time to recover personally.
  

When you have met with a disaster and have been ravaged by it then a public adjuster is your superhero. He will bring you hope and you can count on it.