• With a little resourcefulness, growing fruit and nut trees is inexpensive and rewarding.over-laden fruit tree image by Alfonso d'Agostino from Fotolia.com
  
  Though fruit and nut trees save growers money by cutting back on grocery costs, planting and maintaining a full-sized tree does pose something of a financial burden. While the very "cheapest" sort of fruit or nut tree depends on the seller, the seed variety and the resources of the grower, certain fruit and nut options come in at consistently lower costs than others.
  
  

Dwarf Fruit Trees

• Nurseries offer all sorts of specially grown and affordable dwarf fruit trees.fruit image by dinostock from Fotolia.com
  
  Specially pruned and cultivated dwarf trees present an excellent option for gardeners looking to save money on fruit trees. These pregrown trees--which generally come in under 10 feet tall--save money by taking up less space, growing more quickly and requiring less maintenance while producing the same fruit as their larger brethren. Moreover, dwarf fruit trees come at lower purchase prices than full-sized varieties; on average, these inexpensive trees clock in at just over half the price of their big brothers. Dwarf tree varieties include most types of apples, blood and navel oranges, tangelos, key limes, pears, Bing cherries and Santa Rosa plums.
  
  

Peach Trees

• Peach trees also sprout beautiful blossoms, giving you even more bang for your buck.blooming peach tree image by Lovrencg from Fotolia.com
  
  While most fruit-producing trees are grafted---meaning they're made from cuttings grafted to root stocks---and cost money, peach trees can be had for next to nothing. Unlike other fruit seeds, peach seeds sprout into full fruit trees, carrying on the traits of the peach tree they came from. Keep this in mind when selecting a seed, as a seed from a sweet peach is more likely to produce sweet fruit. Ripe peaches produce the best seeds, as they are fully developed. Summertime peach season is the best time to find quality peach seeds. Simply save a peach's almondlike seed shell, let it dry for a few days, crack it with a vise or nutcracker and harvest the small seeds inside. Peach trees grow best in cool, moist soil and take about three to five years to develop fully. Nectarines and apricots can be planted in the same cost-saving way.
  
  

Nut Trees

• Buying juvenile nut trees is nearly as cheap as buying nut seeds.nuts image by Andrzej Wlodarczyk from Fotolia.com
  
  The process of growing nut trees can be laborious and a bit expensive, as it requires spraying, pruning, rich soil types and sufficient space for complex root systems. Save money on nut trees by purchasing young trees from nurseries rather than planting them yourself. The Quernus prinus, or Chestnut Oak tree, is a good bargain as it is resilient and has a long lifespan. Some nurseries offer juvenile Superior Chinese Chestnut trees for even lower prices. Likewise, the long-lasting American Hazelnut Tree, also known as the American Filbert tree, quickly produces nutritious nuts---saving on maintenance costs---and can be had on the cheap. Young Black and English walnut trees come in at similarly cheap prices. In 2010,1-foot to 3-foot trees of these varieties could be purchased for around $5 to $25. Juvenile nut trees cut back on planting and early maintenance costs and can often be purchased at prices equal to or just slightly over nut seeds.