• There is tax help available for seniorsTAX TIME image by brelsbil from Fotolia.com
  
  Filing taxes is no one's idea of a good time, but it is important to calculate your taxes properly. While filing can be complicated and time-consuming, help is available to make it easier. Seniors, in particular, have access to such free resources as electronic filing and free help completing their tax forms. If you are a senior, you owe it to yourself to check out these resources.
  
  

You May Not Have to File Taxes

• If your income is limited to Social Security, you may not have to file at all. It is still a good idea to verify this with a tax preparer, but many seniors find they are not legally required to file. Of course, it is a good idea to run the numbers anyway because you may be eligible for tax credits and other benefits that entitle you to a refund.
  
  

Free Help May Be Available

• Many community organizations and charities provide free tax counseling and free filing for senior citizens. Volunteers generally provide this help, dedicated to helping seniors get the best possible refunds and avoid potential pitfalls. For more information, visit the IRS website at irs.gov/individuals/article/0,,id=107626,00.html. This page provides information about the VITA program that helps seniors plan and file their taxes. Seniors uncomfortable using a computer can visit their local senior centers or area agency on aging to get free tax help. Seniors can also get information about the VITA program and other etax help via the IRS help line at 1-800-829-1040.
  
  

Be Sure You Have All Your Documents

• You might want to file early, especially if you expect a big refund. Be aware, however, that you need to make sure you have all your tax documents beforehand. The Social Security Administration sends its 1099 forms every January, but it can take a bit longer to get all the 1099 forms and dividend information from your bank, mutual fund company or brokerage firm. Try to keep track of the income you receive from sources other than Social Security; this way you will know exactly what you need to file. Keep in mind the IRS receives a copy of every 1099 form you receive, so if you omit one, you may find yourself owing not only additional taxes, but interest and penalties as well.